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Snap Finance




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Most common questions:


1. Does Snap Finance check my credit? 

    No

2. Do I need credit to get approved? 
    No. You must be 18 years or older to apply.

3. What if I have a Bankrutcy?
    Your Bankrutcy does not affect your approval with Snap Finance.
 
4. What determines if I get approved? 
    Your banking history and employment.

5. Do they accept Debit Card Accounts?
    No. You must be establish with a Banking Institution that supplies
    a Routing & Bank Account Number.

6. Why do Snap Finance ask for my Social Security number
    if it is not a credit check? 
    You are applying for a loan.
    Therefore, you are liable for repayment of the loan

7. Is there a fee for this service? 
    Yes, Snap Finance charges a processing fee of $39 at the time of your
    purchase + 4% of the total of your purchase.

8. How much will I get approved for? 
    It depends on your monthly income. Please see the chart below.

9. When will I know if I got approved? 
    Once you complete the Online Application , you will get an answer instantly.

10. What is a Conditional Approval? 
      You are almost approved for a line of credit.
      Snap Finance must verify some infomation from documents you supply.
11. How do I pay? 
      Snap Finance will setup an auto draft for 12 months.
      However, if you want to pay it off in 100 days there is no interest.

12. Can I apply in the store? 
      Yes. Please bring the following documents: Driver License or ID,
      Social Security Card,Pay Stub, and Most Recent Bank Statement