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Snap Finance
Ready To Start Your Application Online ?
Click on Snap Banner for a quick approval
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Most common questions:
1. Does Snap Finance check my credit?
No
2. Do I need credit to get approved?
No. You must be 18 years or older to apply.
3. What if I have a Bankrutcy?
Your Bankrutcy does not affect your approval with Snap Finance.
4. What determines if I get approved?
Your banking history and employment.
5. Do they accept Debit Card Accounts?
No. You must be establish with a Banking Institution that supplies
a Routing & Bank Account Number.
6. Why do Snap Finance ask for my Social Security number
if it is not a credit check?
You are applying for a loan.
Therefore, you are liable for repayment of the loan
7. Is there a fee for this service?
Yes, Snap Finance charges a processing fee of $39 at the time of your
purchase + 4% of the total of your purchase.
8. How much will I get approved for?
It depends on your monthly income. Please see the chart below.
9. When will I know if I got approved?
Once you complete the Online Application , you will get an answer instantly.
10. What is a Conditional Approval?
You are almost approved for a line of credit.
Snap Finance must verify some infomation from documents you supply.
11. How do I pay?
Snap Finance will setup an auto draft for 12 months.
However, if you want to pay it off in 100 days there is no interest.
12. Can I apply in the store?
Yes. Please bring the following documents: Driver License or ID,
Social Security Card,Pay Stub, and Most Recent Bank Statement
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